Aren't there solutions? There are. Understanding the role of luck and risk as you navigate your financial journey will help you make plans for the inevitable. Before making any investment decisions you should be sure you have arranged your life well enough so you don't get wiped out completely if your investment doesn't pay off. By doing this, you give yourself the chance to keep playing the financial game until the odds fall in your favor.

Finally, learn to forgive yourself and make room for understanding when judging failures since you have learned the role of luck and risk in all these things.