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Here are some common financial mistakes individuals and businesses often make, categorized for clarity:   🔹 For Individuals: 1. Living Beyond Means Spending more than you earn, often fueled by credit card debt or lifestyle inflation.   2. Not Having an Emergency Fund Failing to save for unexpected expenses (e.g., medical bills, job loss) can lead to financial ruin.   3. Ignoring a Budget Without tracking income and expenses, overspending and under-saving become easy.   4....