What are the additional affordability checks for a client with...

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2026-05-04 13:09:00 -

What are the additional affordability checks for a client with multiple financial dependents?

In the current mortgage landscape, the concept of "affordability" has evolved far beyond a simple multiple of a borrower's gross salary. Following the implementation of the Mortgage Market Review (MMR) and the subsequent focus on consumer duty, lenders are now required to look deep into the granular details of a household's net disposable income. For clients with multiple financial...

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